Present Value Calculator
Find what a future amount (and optional regular payments) is worth today at a given discount rate.
Present value
6,139.13
- Total future amounts
- 10,000.00
- Discount
- 3,860.87
Show the work
Discount factor
(1 + r) to the power of −n
(1 + 0.05) to the power of −10 = 0.6139132535
Present value
PV = FV × (1 + r) to the power of −n
10,000.00 × 0.6139132535 = 6,139.13
Estimates for general information only — not financial advice.
How it works
PV = FV ÷ (1 + r)^n + PMT(1 − (1 + r)^−n) ÷ r (× (1 + r) for payments at the start of each period)
Questions
- How does the present value calculator work?
- PV = FV ÷ (1 + r)^n + PMT(1 − (1 + r)^−n) ÷ r (× (1 + r) for payments at the start of each period).
- What do I need to enter?
- Future value, Discount rate per period, Number of periods, Payment per period, Payments made at. Optional fields can be left blank.
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