Loan-to-Value (LTV) Calculator
Find the loan-to-value ratio of a mortgage, and the combined LTV when there is a second loan.
LTV
80%
- Combined LTV (CLTV)
- 80%
- Equity
- 60,000.00
Show the work
Loan-to-value
LTV = loan ÷ property value × 100
240,000.00 ÷ 300,000.00 × 100 = 80%
Estimates for general information only — not financial advice.
How it works
LTV = loan balance ÷ property value × 100; CLTV = (all loan balances) ÷ property value × 100
Questions
- How does the loan-to-value (LTV) calculator work?
- LTV = loan balance ÷ property value × 100; CLTV = (all loan balances) ÷ property value × 100.
- What do I need to enter?
- Loan balance, Property value, Second loan / HELOC balance. Optional fields can be left blank.
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